Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories. Their technology and innovation enables customers to use electronic payments instead of cash and cheques. Visa has one of the world’s most advanced processing networks capable of handling more than 20,000 transactions per second with reliability, convenience, and security, including fraud protection for consumers and guaranteed payment for merchants. Visa does not issue cards, extend credit or set rates and fees for consumers. Visa’s innovations, however, enable its bank customers to offer consumers more choices: pay now with debit, ahead of time with prepaid or later with credit products. STS has worked closely with Visa on the migration from magnetic stripe cards to the latest EMV, contactless and mobile payments technologies. People are increasingly relying on electronic payments along with mobile technology to enable them to access and use their money on the go: making purchases online, transferring funds across borders, and accessing basic financial services and Visa is allowing for more of these transactions to occur, from the world’s major cities to remote areas without banks.